Safe Harbor CFO Services

Simplify your business's financial path to peace and prosperity with the guidance of our CFOs

Would a Fractional CFO be advantageous for your business?

What are your financial goals?

If you are looking to grow rapidly, secure funding, sell your business, or improve profitability, then a Fractional CFO can help you.

How complex are your financial operations?

If you have unpredictable revenue streams, complex debt structures, or cash flow issues, then you should consider hiring a Fractional CFO.

Is your business lacking a well-defined financial or growth strategy?

If so, a Fractional CFO would be a huge asset for you.

Is your business maximizing profitability?

If you are bidding jobs and not sure what your gross margins or net margins should be...or you are reviewing your P&L and wondering if your labor cost or financing cost are similar to your peers, then hiring a Fractional CFO who has the correct software package and industry experience would be very valuable.

Is your financial reporting accurate and timely? Are you confident in your Financial Data?

If you are constantly catching up with bookkeeping, or worse, not sure what your financial data looks like at all—you are not alone! A good Fractional CFO can speak the language of CPAs and bookkeepers and translate that to layman's terms. Hiring a Fractional CFO could mean the end of hoping or guessing about your financial health.

Do you need help with Budgeting or Forecasting?

If these tasks have been on your radar for years, but you just haven't had the time or opportunity to get them done, call a Fractional CFO. These seemingly mundane tasks could be the difference between realizing your business’s potential, or missing out on key financial opportunities.

Do you track cash flows into the future? Are you considering large purchases, or simply just unsure what that next quarterly tax bill will look like?

A Fractional CFO will create and analyze cash flow projections for you to help make that next hire or the next vehicle repair or tax bill a non-event so you can focus on what you love to do, helping customers!

Does your business want to optimize debt and plan for future financing needs?

Hiring a Fractional CFO means having a second set of trained eyes to look over your debt. Can some of this debt be consolidated? Can you afford to pay some of this off faster? Does it make sense to? What about that next big purchase...should that be financed, and can it, and at what rate for how long?? All of these are questions that a Fractional CFO has been trained to help you answer.

Are you planning to sell your business?

If this is something you are considering, then you are going to want your books to be in the best condition possible. Every business owner wants the best valuation possible for the small business they helped grow. Find out if you are asking for enough or if you are possibly asking too much. Cleaning up and analyzing your financial statements will get you the answers to these questions. This can mean hundreds of thousands of dollars or more to the valuation. Call in a qualified Fractional CFO to help you take care of this task.

If your answers to several of these questions indicate financial challenges, growth opportunities, or a need for improved financial management, it may be a good time to consider hiring a fractional CFO.

They can provide valuable expertise and strategic guidance to

help your small business thrive.

Our Approach

  • Meeting

    We start with a 45 minute meeting where we learn about your business.

    In following meetings, we develop a plan with specific actionable steps and measurable indicators that will allow us to achieve your goals and avoid your fears.

  • Analysis

    We compare your financials to other similar firms in the region to try and draw out other things we can improve.

    We analyze cash flows to ensure that you won't have to lay off your team members when it slows down or to ensure that you have the cash on hand when that quarterly tax bill comes due.

  • Planning

    We work with you to develop a budget and track spending from month to month.

    We walk through your financing for everything from work vehicles to office spaces to payroll, to be sure you have a healthy market rate. We also ensure you have a plan for any balloon payments or rate adjustments coming.

  • Action!

    We cannot do what you do, and as a society we need companies like yours to be successful.

    We are here to help you grow your business to the heights you have dreamed of, without losing any more sleep in the process.


Tasks of a Fractional CFO

  • Developing Financial Strategy
  • Goal Setting and Tracking
  • Financial Statement Review
  • Detailed P&L Review
  • Flexible Cash Flow Projection
  • P&L Projection
  • Budget Creation and Tracking
  • Communication on your behalf with
    • CPA
    • Accountants / Bookkeepers
    • Banks / Financiers
  • Chat with your leadership through Slack
  • Regular communication with you to ensure you are operating your business with confidence

Learn more about our team and their approach

 

Let’s work together!

Get in touch with one of our CFOs to schedule your complimentary Financial Assessment!